Financial sales representatives sell basic deposit, investment and loan products and services to individuals and businesses.

• Open new personal and non-personal accounts, and provide access to automated banking machine, telephone banking and online banking services
  
• Interview applicants for personal, mortgage, student and business loans
  
• Promote the sale of deposit, investment, credit and loan products and services
  
• Assist clients by proposing solutions to address financial objectives such as business expansion, debt management, investment and other financial goals
  
• Research and evaluate loan applicant's financial status, references, credit and ability to repay the loan
  
• Complete credit and loan documentation
  
• Submit credit and loan applications to branch or credit manager with recommendations for approval or rejection; or approve or reject applications within authorized limits ensuring that credit standards of the institution are respected
  
• Prepare statements on delinquent accounts and forward irreconcilable accounts for collector action
  
• Review and update credit and loan files
  
• Act as joint custodian for cash and securities.
  

Credit Officer
Debt counsellor
Financial services officer
Financial services representative
Loan Officer
Mortgage Officer
Sales associate - personal banking

Financial sales representatives work in banks, credit unions, trust companies and similar financial institutions.